Tips to be approved for Contract phones with bad credit
Getting a mobile phone contract when you have bad credit can prove to be a difficult endeavor. In fact, the number one option you have is settle for Pay As You Go Plan or simply improve your credit score before applying for any mobile phone contract. If you are seeking to improve your credit score, you should endeavor to know what your credit score is. You can check this from one of the credit reference agencies or seek for a free credit report online. This is to give you an idea of how bad your report is and what you can do to improve it before you apply for a mobile phone contract.
Alternatively, to increase chances of being approved with bad credit, it’s advisable that you settle for a low end mobile phone as they are seen to be less risky by various providers. In fact, providers are more unlikely to approve your mobile phone contract if you are seeking for a high end phone. In this scenario, going for a low end mobile phone greatly improves your chances of being approved.
Another great tip is going for a SIM only contract as they do not come with a mobile phone and therefore relatively cheaper. Basically, contracts that come with a mobile phone are tend to be high because of the inclusion of a mobile phone. But with a SIM only contract, you drastically reduce the risks and you therefore increase your chances of being approved.
You should also do proper research before you enter into any contracts with mobile phones contract provider. You definitely do not want a situation whereby you end up getting an exorbitant contract simply because you didn’t take time to compare various providers. By making a comparison, you get to settle for the best and most affordable provider. Does the provider have any satisfied customers or testimonials? What about the character of their customer representatives? Finding out all these information before you enter into a contract goes a long way in ensuring that you get yourself a contract that is not only affordable but also good for you in every aspect.
Last but not least, ignorance is not good for you. Read the fine print and find out what you will pay in the long run and how it’s going to affect your financial status.
Reading the fine print or terms and conditions goes a long way in ensuring that you effectively understand what’s required of you and better still prevent any misunderstandings along the way.
You can also set up direct debits to make your provider feel like they are safe and therefore won’t have to deal with issue of defaults. By so doing, you drastically reduce the risk on the part of the provider and by so doing increase chances of your contract being approved.